ISERVEPARTNER: DSA Partner App

ISERVEPARTNER App:
Start your online & offline Financial Service Business Today - Join the Digital Business Associate/Loan Referral Partner Program & be part of the Digital Finance Revolution of New India!

ISERVEPARTNER/ISERVE FINANCIAL: Not directly engaged in money lending activities and only providing a platform to facilitate by registered Non-Banking Financial Companies (NBFCs) or banks to users.

ISERVEPARTNER business partner app helps you to start & manage your own Financial Service Business –full or part-time. You can become a digital referral partner & start earning without any investment. You can start your business using this App from anywhere in the country & we help you to serve your customers digitally/offline everywhere in the country.

ISERVEPARTNER (ISERVE FINANCIAL PRIVATE LIMITED) is an Official Vendor / Referral Partner for Personal loan / Credit Line Products of the following RBI Approved Bank: IDFC FIRST BANK (idfcfirstbank).
Check list of active vendors from below link (In below list find S No.776: ISERVE FINANCIAL PRIVATE LIMITED):
https://www.idfcfirstbank.com/content/dam/idfcfirstbank/pdf/ACTIVE-VENDOR-LIST.pdf

Who Can Join the Partnership Program
✅Freelancers
✅Financial consultant
✅Loan Agents
✅MF Distributors
✅Insurance agents
✅Share Brokers
✅Professionals like CA, CS & others
✅Real Estate Agents & Property Developers
✅Online Platforms & Web Portals
✅Call Centers
✅Other Working & Non-Working Individuals

Multiple Financial Institutes & Multiple Products
✅Credit Card
✅Personal Loan
✅Small Business Loan
✅Home Loan
✅Mortgage Loan
✅Car Loan
✅Gold Loan
✅Credit Report
✅Financial Fitness Report (FFR)
✅Health Cards
✅Others

Referral Partner Model (RP)-
An RP can download the App to sign up for partnerships & refer leads for various financial & non-financial products. Earnings will depend on number of verified leads submitted & approval of applications. The entire process from on-boarding to submission of leads to tracking status or payout is completely digitised, transparent & simple.

Lead Generation-
RP's can generate leads from their natural market, references from friends & families, tale-calling activities, digital & social media marketing, etc. An RP will only be responsible for digitally sharing verified-lead, the rest of the process is to be managed by us.

How It Works-
✅Download the app
✅Complete the Self-on-boarding process
✅Select business model- RP
✅Start sharing leads as RP
✅Earn money
✅Grow your business

Payout & Incentives-
✅High payout structure
✅Transparent & timely payouts
✅Yearly bonus & incentives

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FEATURES-
Personal Loan Highlights
✅Loan Amount: ₹30,000 to ₹5,00,000
✅Loan Tenure: 3 months to a maximum of 5 years
✅Minimum Annual percentage rate (APR): 9.5% annually reducing
✅Maximum Annual percentage rate (APR): 34% annually reducing
✅Processing Fees 1 to 4% +GST

We maintain complete transparency, there aren't any hidden costs

Interest calculation (Representative example)

Example:
Loan Amount: Rs 5,00,000
Tenure: 36 Months
Interest Rate: 11.25% (on Reducing Principal Balance interest calculation)
EMI Amount: Rs 16,429
Total Interest Payable: Rs 16,429 x 36 months - Rs 5,00,000 interest = Rs 91,430
Processing Fees + Documentation Charges (incl. GST): Rs 3,894
Disbursed Loan Amount: Rs 5,00,000 - Rs 3,894 = Rs 4,96106
Total Amount Payable: Rs 16,429 x 36 months = Rs 5,91,430

✅Depending on the lender's policy a customer can be charged for late payment of EMI, penalty, etc. & the same may vary for different lenders.
✅The Idea!
The idea of this App is to enable individuals & small players to connect with the mainstream of the industry, help them to digitalis the loan origination to disbursal process, and make them a part of the digital finance revolution of India in the process create employment.