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Citations: “Why Credit Scores Are a Scam”
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Citations: “Why Credit Scores Are a Scam”

Citation One: Adrienne Hill, “A brief history of the credit score,” Marketplace (April 22, 2014)

Citation Two: Data from Federal Reserve Economic Data (FRED), see here.

Citation Three: The case in question is Marquette National Bank of Minneapolis v. First of Omaha Service Corporation.

Citation  Four: See Susanne Soederberg, Debtfare States and the Poverty Industry:  Money, Discipline and the Surplus Population (London: Routledge, 2014).

Citation Five: Andrew Kahr quoted in an interview with PBS Frontline in 2004, see here.

Citation Six: Quoted in the above.

Citation Seven: Quoted in Josh Lauer, Creditworthy: A History of Consumer Surveillance and Financial Identity in America (New York: Columbia, 2017).

Citation Eight: The full headline from American Banker is “Credit Bureaus Devising Tools to Find Debt-Prone Consumers.” From Lauer, Creditworthy.

Citation Nine: Michael Powell, “Bank Accused of Pushing Mortgage Deals on Blacks,” New York Times (June 6, 2009).

An important additional source for this video is Jackie Wang’s Carceral Capitalism (Cambridge: MIT Press, 2018).